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Viewing the 'Saving Money' Category: GratefulSaver's Personal Finance Blog
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Pay day and big decision

November 16th, 2019 at 04:34 am

Payday today for the both of us.

I contributed $150 to my Roth IRA, $2,900 to fully fund it. I think I might send an additional $100 next week.

Paid two credit card balances.

Saved all of husband's overtime check.

Put cash on three envelopes: $50 for husband's retirement party (to be held in January), $14 for the Thanksgiving Food Drive(charity) and $15 for eat out fund.

I also paid a few small bills: electric bill, phone and cable.

________

On another note, We made a big decision this past weekend to put our vacation home on the market. This past year, we've only used the house for a month or so. We feel that it is a waste of money as we don't plan to use the house as a full time residence. We estimate that between the mortgage and bills, we spend about $17K to keep this home. I have no emotional ties to the house so it was an easy decision.

Insurance Policy

November 13th, 2019 at 02:21 am

I happened to check our car insurance policy to ensure that a car that was totaled was removed from our policy. The policy showed that we still owed over $500. Sure enough, it had not removed. My husband called and we now have a payment of just $149. I think we are going to try to be a one car family now that my husband is retiring in a couple of months. I work in town and if he needs the car, he'll just have to take to work and pick me up.

GC/Outing and more

October 13th, 2019 at 02:01 am

I took advantage of the Bath and Body Works sale on hand soaps because I had a $25 gift card. I spent 26 cents out of pocket for six hand soaps including shipping and tax. I usually make my own foam hand soap but I love the nice smell of the ones from B&BW. I certainly would not spend $6.95 for a bottle at regular priceSmile

Dinner and show (Little Shop of Horrors) were great. This little theater has been in our community for 88 years. I am thinking on making a donation at Christmas time. I am also making a donation to our local children's library at Christmas time. In total, I spend close to $50 and I have no regrets!

It's a three day weekend and payday on Tuesday. I'm especially excited because my husband should be getting a nice overtime check (every little counts).

Thrift and more

October 10th, 2019 at 11:33 pm

I stopped at a thrift store after work (mainly because I spotted a parking spot) and I snagged a nice white winter sweater for $3.99 and a hardcover book of one of my favorite authors for a $1.99. I usually don't spend money on books as of late, but for $2, I decided not to pass it up. Good entertainment for little money.

My husband has been working a lot of overtime hours and I am grateful that we will be adding a more significant amount to our savings account. I am, however spending a little bit of money tomorrow night. I am going to see a local production of Little Shop of Horror and having dinner as well with my girlfriends. This little theater is a town treasure and their productions are amazing.

It's also a three day weekend for us. Looking forward to the extended weekend.