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Pay day and big decision: GratefulSaver's Personal Finance Blog
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Pay day and big decision

November 16th, 2019 at 04:34 am

Payday today for the both of us.

I contributed $150 to my Roth IRA, $2,900 to fully fund it. I think I might send an additional $100 next week.

Paid two credit card balances.

Saved all of husband's overtime check.

Put cash on three envelopes: $50 for husband's retirement party (to be held in January), $14 for the Thanksgiving Food Drive(charity) and $15 for eat out fund.

I also paid a few small bills: electric bill, phone and cable.

________

On another note, We made a big decision this past weekend to put our vacation home on the market. This past year, we've only used the house for a month or so. We feel that it is a waste of money as we don't plan to use the house as a full time residence. We estimate that between the mortgage and bills, we spend about $17K to keep this home. I have no emotional ties to the house so it was an easy decision.

4 Responses to “Pay day and big decision”

  1. Amber Says:

    Way to go on the savings, I love it.
    Also good luck on the sale of the home, hope it sells quickly for you.

  2. creditcardfree Says:

    I hope the vacation home sells fast. I assume it isn't marketable as a vacation rental property? Of course, I realized not everyone wants to be in that market.

  3. rob62521 Says:

    Good job on the savings!

    I totally understand why you want to sell your vacation home. People kept asking us if we were going to get a condo or vacation home once we retired and my comment was I didn't want the responsibility or the worry. Hope it sells quickly and for what you are asking.

  4. GoodLiving Says:

    We have a second home that I *am* attached to, we spend about $6-7k a year to maintain it. It was a cabin that my Dad was building when he was killed. I know that at some point it will make absolutely no sense to own it but I'm not there yet. We hope to use it more next year. We do think that when we sell it, we might get some kind of traveling vehicle, RV or such. Do you have plans?

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