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Archive for August, 2020

mortgage/harvest/hearing aides

August 30th, 2020 at 02:51 am

Mortgage principal pay down is going well. I am claiming (to inspire me)pay off date of July 2023. I belong to a FB group of people working on paying down their mortgage and it is truly inspirational for me.

I canned about 10 jars of diced tomatoes with organic tomatoes I've grown. The harvest is dwindling, but overall I am pretty happy. Nothing better than a homegrown tomatoes.

About those hearing aides...I've know for quite a few years that I have hearing loss. I've resisted the idea of getting hearing aides for a long, long time. I finally had to face the music, especially now that all school staff and student body will be wearing masks. I know that masks will be a bit of a problem for me. I have high frequency hearing loss. I purchased my hearing aides today (small and inconspicuous) at a cost of $1500 plus the cleaning box. We charged them to our credit card but will pay it in full mid-September when CC is due.


August 23rd, 2020 at 03:18 am

I had a pleasant day today with my children and husband as we celebrated my birthday. They took me to my favorite brick oven pizza/meatballs place. My state continues to have outdoor dining only. It was a rather warm day today, but we made the most of it.

I start working in a week again, but I have lots of webinars and orientations next week. Our district will be completely remote instructions which presents lots of challenges for both the teachers and the student body. I am, however, grateful for this.

Our mortgage paydown challenge is going well. I also filled out the paperwork to continue funding my 403B retirement fund. I also plan to aggressively continue funding my ROTH IRA. I am going to be contributing 15% of my income before taxes.

Last of our debt pay down

August 16th, 2020 at 05:53 am

Most of our extra money has been going to pay down our mortgage. We’ve used a great amount of our savings to knock the principal way down as well. We still have enough to see us through an emergency. From now until December, the goal is to be under $100k. If our plan continues to go well, we hope to be mortgage free on our primary home by July of 2023. We will be living on my income and using our rental property income and my husband’s income to add extra principal payments each month.