Since my last update early December, we've been able to continue tracking our expenditures and fortunately for us, we've had a surplus every month since October despite our shoestring income (high cost of living state). I've made some extra income this month $1,125 as a substitute teacher. My goal was $700. I think I can still make a little bit of more income this week and then we are going away for a few weeks. We were able to cash flow that trip in its entirety. I also managed to contribute $600 to my Roth IRA. The goal is to get as close as I can to the $7k mark and write a check (if necessary) to fully fund 2021.