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Archive for October, 2020


October 31st, 2020 at 03:28 am

I started blogging here twelve years ago. I lost all of my entries a while back when the site had technical problems; I was never able to recover any it. Anyway, here I am. Life has taken many turns in those twelve years. We put our two sons through school with no debt, invested in rental property, I left my well-paying job, found a part-time job that I loved making a fraction of what I was making, hubby retired and we tried snowbirding in Florida, but it did not work out, COVID hit and changed our lives (for some more than others and the battle continues), went back to teaching and I'm debating whether to return next year and as of this weekend, we will be empty nesters. Our last bird is spreading his wings.

It's been quite the ride, but I feel like I'm in a good place in my life. Frugality and gratitude has been the force behind all of our success. I regret nothing. I've win some and lost some.  I am certain that we will continue to navigate calm and choppy waters for the rest of our lives.

We've made tons of progress paying extra on our mortgage principal. Hopefully, we can continue to do this, if not, I'm not sweating it. At 51 years old, I've placed a high value on a stress free life. I don't need fancy anything; I'm content. I feel blessed beyond measure and for that I am so very thankful. 

Hope you are all well!


Working now?

October 21st, 2020 at 01:49 am

Hopefully this site is working now. I hate to complain, but I lost entire blog (years worth of entries) a while back and was never able to get it back. Then, I get flagged as a spammer and I was unable to write entries a little while ago. Somehow I managed to get it resolved.  


October 9th, 2020 at 02:44 am

We continue to tackle our mortgage hoping to pay it off soon. We are now a little under $95K from $247K. It is hard to stay focus since we recast our loan and the payment is very low now. I'm seriously considering working until June and stepping down from my position. I left in 2019 to a lesser paying position (about 70% less). My life that year was so nice. I was then offered a teaching job for 2020-2021 and I accepted to give it one last shot. It's not working out for me; still very stressful and I've been experiencing headaches, lack of sleep, emotional eating, etc. I can't allow this to happen again.