The new budget trial run in October was successful and my employment will end in a couple of weeks. I've already lined up work as a substitute teacher at $125 a day. Any money I am able to make will go to saving, traveling, fun things and my retirement. Fortunately, my husband carries health insurance for the both of us through his state pension and we just paid off our house this past summer. I am grateful and relieved that I am able to leave a very stressful job.
Our new budget is $2,300.00 (including $800 in property taxes every month). We do not have any debt other than utilities and insurance policies.
November 4th, 2021 at 02:19 pm 1636035574
November 5th, 2021 at 11:26 pm 1636154789
And it sounds as though you actually have *no* debt. Utilities and insurance policies are expenses, just like groceries and gasoline. Debt is something that gets carried over from month to month on your net worth statement. If you're paying all your bills on time, you have no debt :^).
November 7th, 2021 at 12:32 am 1636245123