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November 4th, 2021 at 03:37 am

The new budget trial run in October was successful and my employment will end in a couple of weeks. I've already lined up work as a substitute teacher at $125 a day. Any money I am able to make will go to saving, traveling, fun things and my retirement. Fortunately, my husband carries health insurance for the both of us through his state pension and we just paid off our house this past summer. I am grateful and relieved that I am able to leave a very stressful job.

Our new budget is $2,300.00 (including $800 in property taxes every month). We do not have any debt other than utilities and insurance policies.

3 Responses to “Update”

  1. Wink Says:

    I retired from my job in education for the same reason. It was so stressful that it was effecting my health. I am so happy for you! It is so smart to do a budget trial run beforehand, and to be debt free. I had the same strategy. Congrats!!

  2. Dido Says:

    Congrats on having things in hand to retire!!

    And it sounds as though you actually have *no* debt. Utilities and insurance policies are expenses, just like groceries and gasoline. Debt is something that gets carried over from month to month on your net worth statement. If you're paying all your bills on time, you have no debt :^).

  3. LifeBalance Says:


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