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Five Digits

September 4th, 2020 at 01:13 pm

We made it to the "under 6 digit club" on our mortgage principal. Goal is to be completely paid for primary residence by July of 2023. I might recast the loan to have a lower payment while putting all the extra money on the principal. The payment will be substantially lower, but I'll pretend that it is still the original payment. I think it's worth the one time $250 fee. There are no prepayment penalty ever.

7 Responses to “Five Digits”

  1. CB in the City Says:

    Wow, four digits. That's what I'm aiming for! It should go really fast now.

  2. terri77 Says:

    Yay!!! I love seeing that principal go down! 🥳

  3. MonkeyMama Says:


  4. Amber Says:

    Congratulations 🏡

  5. VS_ozgirl Says:

    We got there in December last year, it’s an awesome feeling isn’t it? You’re doing great, keep plugging away at it!

  6. disneysteve Says:

    Nice. Great to see that 6th digit drop off.

  7. rob62521 Says:

    Congratulations! A job well done!

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